Please call us to discuss your tax situation before implementing.   The information contained in the articles is general in nature and should not be acted upon in your specific situation without further details and professional consultation.  Check our Website Disclaimer Policy if you have questions.

Retirement Planning   Articles     Housing issues       Housing options for older individuals       Your home as a source of dollars in retirement     Saving for retirement       Borrowing or withdrawing money from your 401(k) plan       Taking advantage of employer-sponsored retirement plans       Understanding IRAs     Social Security       Social Security retirement benefits       Understanding Social Security   Decision Tools     401(k) plans       401(k) plans       Individual 401(k) Illustration     IRAs       Comparison of traditional IRAs and Roth IRAs     Social Security       How earnings affect Social Security       Social Security figures at-a-glance       Sources of retirement income: filling the Social Security gap   FAQs     Employer-sponsored retirement plans       Can I roll a retirement plan distribution into an IRA?       I teach at a school that has a 403(b) plan. Is this type of plan a good way to save for retirement?       My company has a profit-sharing plan. How do these plans work?       Should I contribute to my 401(k) plan at work?       What are my options if I inherit an IRA or employer-sponsored plan?       What does the term "qualified plan" mean?       What is vesting?     Evaluating an early retirement offer       Should I accept my employer's early retirement offer?     IRAs       Can I avoid the 10 percent penalty tax for early withdrawals from a traditional IRA?       Can I contribute to a Roth IRA?       Can I roll a retirement plan distribution into an IRA?       Can I set up a traditional IRA?       Can I shift my traditional funds to a Roth IRA?       Can I take money from my IRA without any penalty?       It's January, and I forgot to contribute to my IRA. Is it too late?       Should I invest in a Roth IRA or a traditional IRA?       What are my options if I inherit an IRA or employer-sponsored plan?       What are required minimum distributions and how are they calculated?       What are the rules for IRA contributions?       What's a premature IRA distribution, and what happens if I make one?     Saving for retirement       What are catch-up contributions?     Social Security       Are my Social Security benefits subject to income tax?       When I retire, how much will I receive from Social Security?       Will my children receive money from Social Security when I die?