Calculators > Business Planning Business Valuation This tool calculates a business valuation based upon the discounted cash flow methodology -- illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.         Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calcuator to help you determine the cash flow generated by your business.         Working Capital Needs Working capital is essential to running your business. This calculator assists you in determining your working capital needs for the next year.         Inventory Analysis Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.         Financial Ratios This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.         Commercial Loan Calculator Use this calculator to see if you qualify for a new commercial loan by evaluating your debt service coverage.         Lease vs. Buy Analyzer Should you lease or buy your equipment? Use this interactive problem solver to find out!      Disclaimer