Resources We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future. Payroll, Payroll Tax and Information Return Update – 2011-2012 Payroll, Payroll Tax and Information Return Update – 2011-2012 Important and valuable resources for your business related to Payroll, Payroll Tax and Information returns for 2011 and 2012.     Additional Resources related to the Payroll and Payroll Tax Update IRS Form W-9 Request for Taxpayer Identification Number and Certification. Form I-9 Employment Eligibility Verification Guide to 2011 Information Returns Guide to 1099 Series of Information returns, including filing addresses.     Act 32 – Local Earned Income Tax Changes Act 32 Local Earned Income Tax Changes On January 1, 2012, the Pennsylvania Act 32 became mandatory for all employers.     Additional Resources related to the Act 32 Reform Residency Certification Form Local Earned Income Residency Certification Form PSD Codes Tax Collection District Contact Form Dauphin County PSD Codes Dauphin County Tax Collection District Codes by Municipality Cumberland County PSD Codes Cumberland County Tax Collection District Codes by Municipality     Record Retention Guide Suggested time-frames to maintain records.

Mortgage Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Loan Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Qualify for Home Purchase This calculator indicates whether or not you qualify for a conventional mortgage. Pay Points on Mortgage This calculator helps to determine if reducing your mortgage interest rate by paying points is the best option. Social Security Calculator Estimate your Social Security benefits using the Social Security Administration's Quick Calculator. Retirement Income Planner Use this calculator to evaluate your retirement income plan. Years to Become a Millionaire This calculator computes the number of years it will take for an initial investment along with monthly contributions to accumulate to $1 million. Investment Needed to Achieve Goal Use this calculator to determine the investment needed to achieve your goal. Buying vs. Leasing - Auto Use this calculator to determine if you should lease or buy your next vehicle. Ratio Calculators Use these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data.