REGULATORY TRUST SERVICES AND TAX PREPARATION   Let us assess your trust operations to enhance profitability and to identify income opportunities.   We provide: Directors' examinations of your banks' trust department for regulatory compliance and risk assessment Preparation of tax returns, including estate and gift tax, employee benefit plans, and fiduciary returns Audits of employee benefit plans Review of trust administration services and fee income analysis Consultation on estate and trust planning (total wealth control) Retirement planning