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Incentive Stock Options Incentive stock options (ISOs) received from your employer are an attractive form of compensation. When you sell the stock resulting from the exercise of your options at a gain, your entire profit from selling ISO shares can generally be taxed at lower capital gains rates, assuming you play all your cards right.   Tax Aspects of Refinancing Your Home Mortgage Given all the turmoil in the residential lending market of late, it may be worth-while or even necessary to refinance your mortgage.   Teaching Children about Money How to tie their shoes and tell time are important skills parents teach their children. But don?t forget the important skill of learning how to handle money. If you don?t teach them, they?ll be left to the experts on the schoolyard or (worse yet) Madison Avenue.