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Business Owner   Articles     Benefits and retirement plans       Benefit plans for small businesses       Group health insurance: a valued employee benefit       Key employee life and disability insurance       Retirement plans for small businesses     Starting a business       Advantages and disadvantages of self-employment       Choosing an entity for your business       Starting or buying a business   Decision Tools     Benefits and retirement plans       401(k) plans       Building a retirement plan for your business     Choosing an entity       Choosing a business entity       Comparison of LLCs, LLPs, and professional corporations       How C Corporations, Limited Liability Companies, and Limited Liability Partnerships Protect Personal Assets     Transferring or selling a business       Business succession planning alternatives       How cross purchase plans work       Planning for succession of a business interest   FAQs     Incorporating a business       Can I change my business from a C corporation to an S corporation?       Can I change my business from an S corporation to a C corporation?       Should I incorporate my business?     Starting a business       How do I find good advisors such as lawyers and accountants to help with my business?       Should I buy an existing business or start from scratch?     Valuing a business       How can I determine what my business is worth for estate and gift tax purposes?   Education Planning   Articles     529 plans       529 plans vs. other college savings options       529 plans: The ins and outs of contributions and withdrawals       Making changes to your 529 account       The ABCs of 529 plans   Decision Tools     Determining how much to save for college       College savings analyzer       Finding the funds to pay for a college education       Higher education figures at-a-glance     Evaluating college savings options       Advantages and disadvantages of 529 plans       Advantages and disadvantages of custodial accounts for college savings       Advantages and disadvantages of U.S. savings bonds for college savings       College savings vehicles compared   FAQs     529 plan basics       Do 529 plans include both state savings plans and prepaid tuition plans?       How many states currently have 529 plans?       Who can legally offer 529 plans?       Why are these plans referred to as "529" plans?     529 plans vs. other ways to save for college       How does a 529 plan compare with a Coverdell education savings account?       How does a 529 plan compare with an UGMA/UTMA custodial account in my child's name?       How does a 529 plan compare with investing in a mutual fund in my name?       How does a 529 plan compare with using U.S. savings bonds for college expenses?     529 plans: Choosing or changing a beneficiary or account owner       Can a 529 account have more than one beneficiary?       Can I change the beneficiary of a 529 account?       Is there an age limit on who can be a beneficiary of a 529 plan?       Who can be a beneficiary of a 529 plan?     529 plans: Tax issues       Can I use 529 funds to pay my child's college expenses in the same year I take either the Hope credit or the Lifetime Learning credit?       How does the annual gift tax exclusion apply to contributions to a 529 plan?       I know that qualified withdrawals from state savings plans are now exempt from federal income tax. But what about state taxes?   Retirement Planning   Articles     Health care issues       Health insurance in retirement       Should you buy long-term care insurance?       Understanding long-term care insurance   Decision Tools     Retirement planning basics       Consumer price index inflation calculator       Investing for retirement       Saving for your retirement       What is your risk tolerance?   FAQs     Employer-sponsored retirement plans       Can I still have a traditional IRA if I contribute to my 401(k) plan at work?       My company has a profit-sharing plan. How do these plans work?       Should I contribute to my 401(k) plan at work?       What are my options if I inherit an IRA or employer-sponsored plan?       What does the term "qualified plan" mean?     Evaluating an early retirement offer       Should I accept my employer's early retirement offer?     Social Security       Are my Social Security benefits subject to income tax?       How can I get an estimate of my Social Security benefits?       I'm getting remarried. How will this affect my Social Security benefits?       Should I retire now at age 62 and collect Social Security benefits, or should I wait until age 65?