Enter the appropriate information in the fields below to calculate the annual withdrawals allowed for each method.

IRA Distribution Before Age 59 1/2

Distribution Information

Subsequent Years

First Year Year of distribution: Taxpayer's age: Beneficiary's age: IRA balance at beginning of year: Interest rate(120% of federal mid-term rate):

Method 1 - Required Minumum Distribution (First Year)

Annual Distribution

Life Expectancy Taxpayer single life: Taxpayer uniform life: Joint life:

Method 1 - Required Minumum Distribution (Subsequent Years)

Life Expectancy Life table used in first year: Life expectancy: Annual distribution:

Method 2 - Fixed Amortization

Annual Distribution

Life Expectancy Taxpayer single life: Taxpayer uniform life: Joint life:

Method 3 - Fixed Annuitization

Annual Distribution

Annuity Factor Single life: Joint life:

The information provided by these calculators is intended only for general information and educational purposes. The calculated results are intended for illustrative purposes only; accuracy is not guaranteed. The default figures shown are hypothetical and may not apply to your situation. Please consult a financial professional for advice regarding your personal circumstances.